Available Insurance For Car Rental In Houston, Texas
When renting a car in Houston, Texas, it is important to choose the appropriate level of protection. At Fastcar Rental Cars, we offer different insurance options to help reduce the customer’s liability during the rental. Rental rates do not include insurance, so you may use your own coverage or purchase one of our available plans.
Plans And Available Coverage
Our car rental insurance in Houston, Texas offers different levels of coverage. Additionally, when the customer uses a credit card, the security deposit may be significantly reduced.
Silver Plan – CDW
Price: $4.50 USD / day
Coverage:
- Partial collision damage coverage
- Roadside assistance
- Standard deductible
- Basic vehicle protection
Deposit / Guarantee:
- $300 USD with credit card
- Up to $1000 USD for SUV or Premium segments
Gold Plan – LDW
Price: $6.13 USD / day
Coverage:
- Full coverage
- Roadside assistance
- Intermediate deductible
- Extended Vehicle Protection
Deposit / Guarantee:
- $700 USD Debit / Zelle
Platinum Plan – SCDW
Price: $9.51 USD / day
Coverage:
- Liability insurance
- Third-party protection
- Basic coverage required by law
Not included:
- Damage to the rented vehicle
- Roadside assistance
- Collision coverage
- Theft protection
Customer Responsibility:
The customer will be responsible for 100% of any damage to the rented vehicle.
Accepted payment methods:
- Debit card
- Zelle
- Other authorized methods
Deposit / Guarantee:
- $300 USD
What Rental Insurance Includes In Houston, Texas
Depending on the selected plan, insurance may reduce the customer’s liability in the event of an accident. Some plans include protection for damage to the vehicle, while others only cover third-party liability.
What Insurance Does Not Include
Insurance does not cover:
- Driving under the influence of alcohol or drugs
- Damage due to negligence
- Interior damage caused by smoking
- Loss of keys
- Damage to rims or tires
- Out-of-state use without authorization
- Leaving the scene after an incident or accident
- Returning the vehicle without authorization or coverage inclusion
- Damage caused by natural disasters
- Fines
- Tolls
- Tickets
- Towing
Security Deposit
The security deposit varies depending on the selected plan and payment method. The deposit is typically refunded approximately 72 hours after the vehicle is returned, subject to inspection.
Uso De Seguro Propio
The customer may use their own insurance, provided that valid, current, and verifiable documentation is presented prior to vehicle delivery. The coverage must be Full Coverage, including damage to the rented vehicle and liability coverage for third parties.
Insurance Coverage Recommendation
For customers seeking greater protection, we recommend the Gold Plan. For those who only require the minimum coverage mandated by law, the Platinum Plan is a more economical option, considering that the customer assumes responsibility for any damage to the vehicle.